BUDGETROCK

Terms of Service

Last updated: July 10, 2026

Introduction

Welcome to BudgetRock (“we,” “our,” or “us”). These Terms of Service (“Terms”) govern your use of our website at budgetrock.com and all associated budgeting tools, calculators, and services (collectively, the “Service”).

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

Acceptance of Terms

By accessing, browsing, or using BudgetRock, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

Informational Use & Verifying Results

BudgetRock provides estimates and tools for general guidance and informational purposes only. Calculator results, stone and hardscaping guidance, and price information on the Service are informational and may be incomplete or out of date, and the Service is not a substitute for advice from a qualified financial advisor, accountant, tax professional, or credit counselor. Budgets, savings growth, payoff timelines, and stone prices depend on many factors. By accessing or using the Service, you agree to treat results as general informational and educational content rather than a guarantee of results, to consult a qualified financial professional before significant money decisions, and to verify stone prices, availability, and delivery costs with local suppliers before you buy. All content on this site is general informational and educational content only and is NOT financial, investment, tax, or debt advice; results vary.

Description of Service

BudgetRock provides free, practical budgeting tools and educational resources, including:

All tools are provided free of charge. We reserve the right to modify, suspend, or discontinue any part of the Service at any time.

User Responsibilities

Appropriate Use

Users of our tools and website agree to:

Check With a Professional When Needed

You are responsible for using your own judgment, and for seeking advice from a qualified financial advisor, accountant, or credit counselor, before making important decisions about your budget, savings, debt, or a major purchase. Our tools are designed to assist and inform, not to replace professional advice or your own judgment.

Tool Accuracy and Disclaimers

Calculation Accuracy

Our calculators and tools are provided for informational and educational purposes only. While we strive for accuracy, we cannot guarantee that all calculations will be error-free or suitable for your specific needs. Results are estimates based on standard budgeting conventions and the figures you enter; actual outcomes may vary based on your interest rates, account terms, taxes, and individual circumstances.

No Guarantee of Results

BudgetRock makes no warranties, expressed or implied, and disclaims all other warranties including implied warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Financial & Purchasing Decisions

Budgeting guidance is general and informational only and is not a substitute for advice from a qualified financial advisor, accountant, or credit counselor. Savings growth, payoff timelines, and stone prices depend on many factors. Always treat results as general guidance, not a guarantee of results, use your own judgment, consult a qualified financial professional before significant money decisions, and verify stone prices and delivery costs with local suppliers before buying.

Intellectual Property Rights

All content on this website, including but not limited to text, graphics, logos, tools, calculators, and software, is the property of BudgetRock or its content suppliers and is protected by applicable copyright laws.

You may use our tools for personal, non-commercial purposes only. Under this license you may not modify or copy the website materials, use them for any commercial purpose or public display, attempt to reverse engineer any software, or remove any copyright or proprietary notations.

Privacy and Data Protection

Your use of our website and tools is also governed by our Privacy Policy. All tool calculations happen in your browser and are not transmitted to us.

Limitation of Liability

In no event shall BudgetRock or its suppliers be liable for any damages (including, without limitation, damages for loss of data, financial losses, or project-related expenses) arising out of the use or inability to use the materials on BudgetRock’s website or tools, even if BudgetRock or an authorized representative has been notified orally or in writing of the possibility of such damage.

Third-Party Links

BudgetRock has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by BudgetRock. Use of any such linked website is at your own risk.

Prohibited Uses

You may not use our website or tools:

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United States, and you irrevocably submit to the exclusive jurisdiction of the courts in that jurisdiction.

Modifications

BudgetRock may revise these Terms of Service at any time without notice. By using this website and our tools, you are agreeing to be bound by the then-current version of these Terms.

Contact Information

If you have any questions about these Terms of Service, please contact us: