Budgeting Tools & Calculators
Free, practical money tools — balance the month, split your paycheck 50/30/20, date a savings goal, size the emergency fund, plan the debt payoff, and track your net worth. Informational estimates only, not financial advice.
Monthly Budget Calculator
Line up take-home income against itemized expenses — housing, utilities, food, transport, insurance, debt, savings, and the rest — to see your surplus or deficit and each category's share of income
50/30/20 Budget Calculator
Split after-tax income into the classic 50% needs, 30% wants, and 20% savings targets, then compare your actual spending against each bucket to see where you're over or under
Savings Goal Calculator
See how long a goal takes at your monthly pace — with optional compound interest — or flip it and solve for the monthly contribution a deadline requires, with a year-by-year timeline
Emergency Fund Calculator
Size your safety net from essential monthly expenses and a 3, 6, 9, or 12-month coverage target, then see how many months of saving stand between you and fully funded
Debt Payoff Calculator
List every debt's balance, APR, and minimum, add your extra payment, and compare the avalanche and snowball strategies — months to debt-free, total interest, and payoff order for each
Net Worth Calculator
Itemize what you own against what you owe for the one number that tracks your financial position over time, with a breakdown showing where your wealth actually sits